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Condo

Agents who underwrite the building, not just the unit.

Find verified condo specialists who read HOA budgets, reserve studies, and meeting minutes — and tell you about the elevator replacement before you remove your contingency.

Browse condo specialists
01

HOA budget, reserve study, and meeting-minute review.

02

Warrantability checks for Fannie Mae and Freddie Mac financing.

03

Special-assessment history and forward exposure.

04

Rental-restriction and short-term-rental policy analysis.

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Frequently asked questions

Why use a condo specialist?
Condos trade on more than the unit — HOA financials, reserve studies, special-assessment history, insurance master policy, rental restrictions, and Fannie/Freddie warrantability all affect price and financing. A condo specialist reads the docs you would skim.
What is a non-warrantable condo?
A condo that fails Fannie Mae or Freddie Mac lending guidelines — typically due to high investor concentration, ongoing litigation, low reserves, or commercial-space ratio. Non-warrantable condos require portfolio loans at higher rates.
How do I review HOA documents?
Your condo specialist should request and review the budget, reserve study, last 12–24 months of meeting minutes, master insurance policy, and rules-and-regulations during your inspection period.
Are special assessments a deal-breaker?
Not always — but you need to know what's planned, what's funded, and what's coming. A specialist will surface assessments before you remove your contingency, not after.