Checklist
The definitive home-buying checklist.
A step-by-step checklist that takes you from 'thinking about buying' to 'keys in hand.' Every phase — credit, savings, pre-approval, search, offer, inspection, and closing — broken down with expert guidance from license-verified buyer agents.
Find a buyer's agent →01
Pre-search phase: credit-score targets, DTI optimization, and down-payment savings benchmarks.
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House-hunting phase: needs-vs-wants frameworks, neighborhood vetting, and buyer-agent interview criteria.
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Offer & negotiation phase: CMA analysis, escalation strategies, and contingency protection.
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Due-diligence phase: inspection red flags, appraisal preparation, title review, and final walkthrough punch lists.
Browse every real-estate specialty
RealtorsLicensed residential agents and Realtors.BrokersReal-estate brokers and brokerage principals.Luxury AgentsSpecialists in high-end and luxury properties.Commercial AgentsOffice, retail, industrial, and investment property.Property ManagersResidential and commercial property management.Mortgage ProfessionalsLoan officers, mortgage brokers, and lenders.Real-Estate AttorneysClosings, title, contracts, and disputes.Home InspectorsPre-purchase and pre-listing inspections.
Frequently asked questions
- What should be on a home-buying checklist?
- A complete checklist covers: credit repair, down-payment savings, lender pre-approval, needs-vs-wants list, neighborhood research, buyer-agent interview, property search, offer strategy, inspection, appraisal, title review, final walkthrough, and closing. Skipping any step exposes you to costly surprises.
- How far in advance should I start the checklist?
- Ideally 6-12 months before you want to move. Credit improvements take 3-6 months. Saving for down payment and closing costs takes longer. Starting early gives you leverage: better rates, stronger offers, and less stress.
- What red flags should I watch for during inspection?
- Foundation cracks, outdated electrical panels, polybutylene or galvanized plumbing, roof age beyond 20 years, HVAC near end of life, mold, radon, and previous unpermitted additions. A buyer-specialist agent will recommend inspectors who dig deep and advise which findings are deal-breakers vs. negotiation points.
- Do I need a home warranty?
- Home warranties cover systems and appliances for the first year, typically $300-600. They reduce post-closing risk but have service-call fees and coverage caps. Your agent can negotiate seller-paid warranties into the purchase contract.